- Technical Requirements
To use the Ramad Pay platform, you must have a compatible device with internet access and the necessary software updates. You are responsible for maintaining the security of your device and ensuring it complies with all relevant regulations.
- Our Proprietary Rights
All content, trademarks, service marks, trade names, logos, and intellectual property displayed on the Ramad Pay platform are the property of Ramad Pay Inc. You are not granted any rights to use any of these except as expressly provided in these Terms.
- Authorization to Retrieve and Use Information Agents Provide
By providing information to Ramad Pay, you authorize us to use this information to facilitate money transfer services. This includes but is not limited to your identification documents, transaction history, and other personal data necessary for compliance and service provision.
- Agent License and Prohibited Conduct
Agents are granted a non-exclusive, non-transferable license to access and use the Ramad Pay platform for authorized purposes. Prohibited conduct includes using the platform for illegal activities, unauthorized transactions, or any actions that violate the terms of service.
- Prohibited Uses
The platform cannot be used for:
- Illegal gambling or wagering activities
- Supporting terrorist organizations
- Purchasing controlled substances
- Misrepresentation or impersonation
- Structuring transactions to avoid reporting thresholds
- Any other fraudulent, deceptive, or unlawful conduct
- Multi-Factor Authentication SMS Program
Ramad Pay uses an MFA SMS program to secure your account. By using this service, you agree to receive SMS messages from Ramad Pay for authentication purposes. You can opt-out by texting "STOP" to the short code provided in the authentication message.
- Legal Compliance
You agree to comply with all applicable laws and regulations when using the Ramad Pay platform. Ramad Pay may disclose your information to law enforcement or other authorities if required by law.
- Warranties and Disclaimers
Ramad Pay provides the platform "as-is" without any warranties of any kind. We do not guarantee that the platform will meet your requirements or that it will be error-free.
- Limitation of Liability
Ramad Pay�s liability is limited to direct damages related to the transaction amount and fees paid. We are not liable for any indirect, incidental, or consequential damages.
- Indemnity
You agree to indemnify and hold Ramad Pay harmless from any claims, damages, or expenses arising from your use of the platform in violation of these terms.
- Third Party Links and Platform
Ramad Pay is not responsible for the content or practices of any third-party websites linked to or from our platform.
- Mandatory Arbitration and Class Action Waiver
Any disputes arising from these terms will be resolved through binding arbitration. You waive your right to participate in a class action lawsuit against Ramad Pay.
- Controlling Law and Severability
These terms will be governed by the laws of the State of Minnesota. If any provision is found to be invalid, the remaining provisions will remain in effect.
- General Terms
These terms constitute the entire agreement between you and Ramad Pay regarding the use of the platform. Any modifications must be in writing.
- Consumer Privacy Policy
Ramad Pay is committed to protecting your privacy. Our privacy policy outlines how we collect, use, and disclose your personal information.
- How Will Ramad Pay Use My Information
We use your information to provide and improve our services, comply with legal obligations, and communicate with you.
- How Will Ramad Pay Disclose My Information
We may disclose your information to comply with legal requirements, enforce our terms, and protect our rights.
- How Does Ramad Pay Secure My Data
We implement industry-standard security measures to protect your data. However, we cannot guarantee absolute security.
- What Choices Do I Have
You can choose to opt-out of certain data collection practices and update your communication preferences.
- California Residents
If you are a California resident, you have additional rights under the California Consumer Privacy Act (CCPA).
- Ramad Pay is a Service Provider
Ramad Pay acts as a service provider to facilitate money transfers and does not sell or share your data with third parties for marketing purposes.
- Ramad Pay Does Not Sell or Share Your Data
We do not sell or share your personal information with third parties for their marketing purposes.
- What Is Ramad Pay�s Responsibility for Third-Party Links on the Platform?
Ramad Pay is not responsible for the privacy practices or content of third-party sites linked from our platform.
- What If I Have Questions About This Privacy Policy
If you have any questions about our privacy policy, you can contact us at info@ramadpay.com.
- Notice and Agreement Regarding Consent to Use Electronic Signatures and Records
By using our platform, you agree to the use of electronic signatures and records.
- Obligation to Update Your Email Address
You are responsible for keeping your email address up to date to receive communications from Ramad Pay.
- Hardware and Software Requirements
You must have the necessary hardware and software to access and use the Ramad Pay platform.
- By Providing Your Consent, You Indicate Your Agreement to and Confirmation of the Following
By using the Ramad Pay platform, you agree to these terms and confirm your understanding of your rights and obligations.